小資族卡片整理建議 - 信用卡

By Ursula
at 2021-04-05T20:42
at 2021-04-05T20:42
Table of Contents
[職業類別] :公(約聘)
[目前工作年資] :4年
[年齡] :33
[年收入] : 約500K(單位為K或萬)
[可提供之財力證明] :扣繳憑單
[已持有的卡片與額度] :
富邦數位生活卡-50K
花旗現金回饋卡-58K
中信LP卡-125K
玉山國民旅遊卡-50K
永豐保倍卡-100K
[是否有無貸款] : 有,去年的紓困貸款100K
[最近3個月內有無申辦] : 無
[希望有的功能] :
主要需求現金回饋,越簡單越好。
希望一張可以取代富邦+中信
目前五張分別主要使用於
富邦:繳台哥大電話費、foodpanda
花旗:單純威秀看電影
中信:LP可以用的地方、及任何生活一般消費可刷卡的地方
玉山:可以核銷國旅補助的地方,且消費滿16000便丟到抽屜等隔年再用
永豐:單純繳保費
[第一想申請的卡片] : 匯豐匯鑽卡
[第二想申請的卡片] : 花旗銀行現金回饋PLUS鈦金卡
目前看置底文似乎這2張最符合需求(雖然花旗繳費有點麻煩,app太爛)
但考慮未來近1~2個月會換手機,可能會開始使用到Samsong Pay or Apple Pay
便開始不太了解是否這張是最OK的選擇
希望版上各位專業人士給小弟一點建議,thx
--
[目前工作年資] :4年
[年齡] :33
[年收入] : 約500K(單位為K或萬)
[可提供之財力證明] :扣繳憑單
[已持有的卡片與額度] :
富邦數位生活卡-50K
花旗現金回饋卡-58K
中信LP卡-125K
玉山國民旅遊卡-50K
永豐保倍卡-100K
[是否有無貸款] : 有,去年的紓困貸款100K
[最近3個月內有無申辦] : 無
[希望有的功能] :
主要需求現金回饋,越簡單越好。
希望一張可以取代富邦+中信
目前五張分別主要使用於
富邦:繳台哥大電話費、foodpanda
花旗:單純威秀看電影
中信:LP可以用的地方、及任何生活一般消費可刷卡的地方
玉山:可以核銷國旅補助的地方,且消費滿16000便丟到抽屜等隔年再用
永豐:單純繳保費
[第一想申請的卡片] : 匯豐匯鑽卡
[第二想申請的卡片] : 花旗銀行現金回饋PLUS鈦金卡
目前看置底文似乎這2張最符合需求(雖然花旗繳費有點麻煩,app太爛)
但考慮未來近1~2個月會換手機,可能會開始使用到Samsong Pay or Apple Pay
便開始不太了解是否這張是最OK的選擇
希望版上各位專業人士給小弟一點建議,thx
--
Tags:
信用卡
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