小朋友需要保終身手術醫療險嗎 - 保險
By Caroline
at 2023-02-27T21:32
at 2023-02-27T21:32
Table of Contents
小朋友(女孩)主約已經有終身醫療險跟實支實付
保險朋友同時還推了「終身手術醫療險」
但我的想法是
若是真的需要動刀或是手術住院
主約的醫療險跟實支實付就可以cover
這個「手術醫療險」感覺比較像是你有動刀,保險公司理賠給你,讓你動刀有錢拿比較欣慰
但保險朋友舉例說
女生以後子宮容易要動刀
這也算是手術險理賠範圍內
但二十年總共要繳15萬,他舉例的子宮開刀
我相信15省下來也夠開刀住院了
所以很猶豫這項到底需不需要加保
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Sent from JPTT on my iPhone
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