富邦人壽安康久久殘廢照護終身壽險 - 保險

By Erin
at 2016-05-18T13:52
at 2016-05-18T13:52
Table of Contents
手機排版,請包含
今天老媽打電話來,說富x業務跟她說"富x人壽安康久久殘廢照護終身壽險"被官方說怎樣
怎樣(似乎是領180個月的那個部分被說不公平)要求改善,所以五月底停售。
現在建議她把已經繳十年的"富x人壽靈活理財變額保險"解約,然後帳戶內剩餘價值拿去
繳殘照保費(約7萬)。
想請問這樣的做法好嗎?
她的理由是:
1.反正基金賠錢,很難賺
2.靈活理財那個要繳終身,如果我超過65歲後每月保費還會破萬,活越久繳越多,不划算
3.安康久久如果我殘廢有機會可以領180個月,之後沒這麼好康
本身對保險不是了解,求解釋~
--
今天老媽打電話來,說富x業務跟她說"富x人壽安康久久殘廢照護終身壽險"被官方說怎樣
怎樣(似乎是領180個月的那個部分被說不公平)要求改善,所以五月底停售。
現在建議她把已經繳十年的"富x人壽靈活理財變額保險"解約,然後帳戶內剩餘價值拿去
繳殘照保費(約7萬)。
想請問這樣的做法好嗎?
她的理由是:
1.反正基金賠錢,很難賺
2.靈活理財那個要繳終身,如果我超過65歲後每月保費還會破萬,活越久繳越多,不划算
3.安康久久如果我殘廢有機會可以領180個月,之後沒這麼好康
本身對保險不是了解,求解釋~
--
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保險
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