定存好難懂(郵局) - 理財
By Jessica
at 2010-08-10T23:09
at 2010-08-10T23:09
Table of Contents
1. 如果一年期年利率是1%，9月～未滿1年期是0.75%，那在存了10個月後違約
所謂的利率8折是指年率利 0.75% *0.8 = 0.6% 嗎?
2. 存本取息違約方式如何計算?
假設本金30萬，年利率同問題1；那每月將會領到250元利息
在存了10個月後違約，8折會算到已經領到的2500元嗎? 實領利息是多少?
3. 合約到期後，會自動續約嗎? 還是要重辦?
4. 如果要增加本金金額要怎麼做? 該不會要再開一次戶吧@@?
問題有點多，新手請多指教 m(_ _)m
--
所謂的利率8折是指年率利 0.75% *0.8 = 0.6% 嗎?
2. 存本取息違約方式如何計算?
假設本金30萬，年利率同問題1；那每月將會領到250元利息
在存了10個月後違約，8折會算到已經領到的2500元嗎? 實領利息是多少?
3. 合約到期後，會自動續約嗎? 還是要重辦?
4. 如果要增加本金金額要怎麼做? 該不會要再開一次戶吧@@?
問題有點多，新手請多指教 m(_ _)m
--
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理財
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