定存三年 中途解約 利息的計算 - 銀行

By Enid
at 2015-03-17T17:01
at 2015-03-17T17:01
Table of Contents
有兩個問題
( 499 萬以下)定存三年 目前公告利率1.37%
若中途臨時解約 利息會以當初 8折 計算 (1.37%*0.8 =1.096%)
若一年之內有可能解約
我可以直接定存三年再解約 實際可拿到的利息
會比 目前公告牌價 定存8個月的利率1.09% 可拿到的利息還要更多嗎?
1. 請問 我這樣的做法 是否有錯
2. 定存解約 利息自動打八折是每家金融機構是否都這樣規定 抱歉我對定存這方面很不熟
感謝各位回答的人士 ><
--
( 499 萬以下)定存三年 目前公告利率1.37%
若中途臨時解約 利息會以當初 8折 計算 (1.37%*0.8 =1.096%)
若一年之內有可能解約
我可以直接定存三年再解約 實際可拿到的利息
會比 目前公告牌價 定存8個月的利率1.09% 可拿到的利息還要更多嗎?
1. 請問 我這樣的做法 是否有錯
2. 定存解約 利息自動打八折是每家金融機構是否都這樣規定 抱歉我對定存這方面很不熟
感謝各位回答的人士 ><
--
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銀行
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