定存~理財...傻傻分不清 - 銀行
By Thomas
at 2008-06-22T18:20
at 2008-06-22T18:20
Table of Contents
小的並非專業鄉民....
總是很渴望理好財~像大家看齊...
但是林林總總定存 活存 基金 信用卡 保險
都是只停留在認識的階段...
辛苦工作及省錢還學貸了一年半
40萬剩27萬多,(去年八月開始每月被扣款)
現在學貸利率約3.6多...
最近要申辦台銀的1314專案...讓它再下降個0.1314 (唉~有降比沒降好)
三節及年終總是領到就先規劃出一大部份
做額外還本
總期七年的學貸,估計要以一半以內的時間還完
因為我的概念是...只要有負債...就沒有正存款(財富)的一天...
目前要把身上的保單做個整合...
領出存了一年的保誠投資型保單(可能只剩五萬吧)
ps.我另有安泰投資型保單繳了四年以上,so不要再勸我別解保誠...
加上備用存款2萬
目前在考慮要不要規劃個定存...????(什麼整存整付的)
我有台銀 台企銀(薪轉) direct(好方便管理)
靜止戶: 華南 國泰世華 中國國際商銀
(^^^^^^^^^^^也許是因為靜止了..所以銀行也無
義務通知存款戶本人改名為兆豐銀行...???)
一般人定存大部份約多久呢?
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