大榕樹的重大傷病險的必要性? - 保險

By Lauren
at 2016-02-20T15:47
at 2016-02-20T15:47
Table of Contents
因為有寶寶了,為了希望老了若生病不要造成子女負擔,有考慮保重大傷病保險
我們30多歲,健康良好,已有住院、手術、實支實付、住院豁免這些了。
看到保單有三種(大榕樹那家)
1. 鐘心呵護- 大至以重大傷病卡為理賠依據,保費約3.5W,賠約100W
2. 鐘幸福- 就是一些重大疾病,比較多心血管相關的,保費約3.5W,賠約100W
3. 呵護99- 以殘廢等級不同來理賠,保費便宜很多,理賠內容看不太懂
Q1.請問這三種哪個會比較推薦呢?
Q2.另外,存100W對我們夫妻而言是不難的事,有點覺得有保這保險的必要性嗎?(因為
理賠是給100W),感覺好像沒很吸引人?
感覺保比較固定、長期保障那種,像住院手術等這些比較有義意
另一個想法是,若真的生病這些重大傷病的保險會ㄧ次理賠,這些ㄧ次理賠就當看護費,
子女也可較輕鬆
有達人可以幫忙解惑嗎?
--
我們30多歲,健康良好,已有住院、手術、實支實付、住院豁免這些了。
看到保單有三種(大榕樹那家)
1. 鐘心呵護- 大至以重大傷病卡為理賠依據,保費約3.5W,賠約100W
2. 鐘幸福- 就是一些重大疾病,比較多心血管相關的,保費約3.5W,賠約100W
3. 呵護99- 以殘廢等級不同來理賠,保費便宜很多,理賠內容看不太懂
Q1.請問這三種哪個會比較推薦呢?
Q2.另外,存100W對我們夫妻而言是不難的事,有點覺得有保這保險的必要性嗎?(因為
理賠是給100W),感覺好像沒很吸引人?
感覺保比較固定、長期保障那種,像住院手術等這些比較有義意
另一個想法是,若真的生病這些重大傷病的保險會ㄧ次理賠,這些ㄧ次理賠就當看護費,
子女也可較輕鬆
有達人可以幫忙解惑嗎?
--
All Comments

By Isabella
at 2016-02-25T03:17
at 2016-02-25T03:17

By Wallis
at 2016-02-28T19:27
at 2016-02-28T19:27

By Bethany
at 2016-03-01T08:20
at 2016-03-01T08:20

By Edith
at 2016-03-01T18:28
at 2016-03-01T18:28

By Callum
at 2016-03-05T09:00
at 2016-03-05T09:00

By Yuri
at 2016-03-09T06:07
at 2016-03-09T06:07

By Gary
at 2016-03-10T02:50
at 2016-03-10T02:50

By Thomas
at 2016-03-10T22:46
at 2016-03-10T22:46

By John
at 2016-03-11T16:39
at 2016-03-11T16:39

By Hedda
at 2016-03-12T14:51
at 2016-03-12T14:51

By Frederic
at 2016-03-16T17:09
at 2016-03-16T17:09

By Belly
at 2016-03-17T21:18
at 2016-03-17T21:18

By Mason
at 2016-03-21T09:47
at 2016-03-21T09:47

By Doris
at 2016-03-25T06:20
at 2016-03-25T06:20

By Hazel
at 2016-03-27T16:53
at 2016-03-27T16:53

By Christine
at 2016-03-31T15:15
at 2016-03-31T15:15

By Enid
at 2016-04-02T12:52
at 2016-04-02T12:52

By Jacob
at 2016-04-02T20:19
at 2016-04-02T20:19

By Damian
at 2016-04-03T12:47
at 2016-04-03T12:47

By Sandy
at 2016-04-07T04:24
at 2016-04-07T04:24

By Susan
at 2016-04-08T19:42
at 2016-04-08T19:42

By Todd Johnson
at 2016-04-09T02:41
at 2016-04-09T02:41

By Doris
at 2016-04-13T06:24
at 2016-04-13T06:24

By Ophelia
at 2016-04-16T01:34
at 2016-04-16T01:34

By Elma
at 2016-04-18T15:24
at 2016-04-18T15:24

By Zanna
at 2016-04-21T19:54
at 2016-04-21T19:54

By Todd Johnson
at 2016-04-25T18:34
at 2016-04-25T18:34

By Zanna
at 2016-04-26T06:44
at 2016-04-26T06:44

By George
at 2016-05-01T03:50
at 2016-05-01T03:50

By Skylar DavisLinda
at 2016-05-01T13:45
at 2016-05-01T13:45

By Andy
at 2016-05-05T01:57
at 2016-05-05T01:57
Related Posts
4歲男生保單諮詢(全球)

By Emily
at 2016-02-20T14:51
at 2016-02-20T14:51
31歲女 現有保單諮詢

By Annie
at 2016-02-19T23:57
at 2016-02-19T23:57
新生兒女寶(富邦)

By Suhail Hany
at 2016-02-19T23:38
at 2016-02-19T23:38
37歲男第一份保單請益(全球人壽)

By Gary
at 2016-02-19T22:22
at 2016-02-19T22:22
現有保單檢視

By Hazel
at 2016-02-19T21:28
at 2016-02-19T21:28