大學生理財 - 理財

By Annie
at 2022-12-06T10:04
at 2022-12-06T10:04
Table of Contents
21y/大學生
收入來源:偶爾打工、零用錢、利息
目前全部資產:大約27萬
資產分配(台幣):
儲蓄險10萬
股票11萬
外幣4萬
其餘2萬
支出:
學費28000/一學期
吃飯6000
交通500
玩1000
生活用品1000
電話費600
目前股票是每個月定期定額0050、00692各1000,美股VTI3000,等於一個月要有5000能放入股市
以下有兩個問題:
1.最近沒在打工,只靠零用錢一個月一萬真的很難撐,因此在想要不要先暫停台股其中一支,如果以存股為目標,哪個留著比較好?
2.資產分配哪裡要做調整?
歡迎給我建議,謝謝!
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