國外消費卡比較 - 信用卡
By Linda
at 2018-09-09T00:39
at 2018-09-09T00:39
Table of Contents
原本出國都是用元大鑽金v+m
最近稍微比較頻繁一點
而且發現一堆卡的優惠都已經屌打元大了
所以研究了一下發現各有優缺點想問問大家意見
國內有linepay可以無腦了所以以下只討論國外
1.匯豐現金回饋卡
基本完全不考慮因為才多0.02%沒必要加辦
2.華南享利樂活combo卡
2.5%的海外消費而且無上限
折抵次期帳單 留存時間只有半年
只有visa
3.星展炫晶御璽卡
2.5%的海外消費 新戶還加碼兩個月的500到8.88%
折抵次期帳單 留存時間是終身
澳盛舊戶可以辦mastercard 但我是新戶只給辦visa
4.第一銀行一卡通聯名卡
1%無上限+新戶一年2%=3%的國外消費
單月上限額度可以到25萬
一樣只有visa
折抵次期帳單 1%留存半年 2%的客服說要等週一才能跟我確定
5.玉山pi
2.5%無上限回饋
有mastercard 留存時間雖然也是半年
但隨便折抵電費都花得掉
總結:
1.回饋可以留多久時間我覺得很重要
對偶爾出國的人 這種國外卡時間只有半年的話很容易浪費掉
我上次元大的半年都沒出國結果都沒刷裡面有1000多回饋都歸零
2.據大家回報大部分國家master比visa匯率還好
而且退刷不用手續費
所以比較起來匯豐跟華南完全不用考慮了
星展:有終身使用以及前兩個月的加碼各500塊
第一:因為3%只要刷超過10萬就贏星展的8.88%
玉山:master加上又很好折抵電費
所以有點選擇障礙不知道哪個比較好
還有第一的visa會不會雖然3%結果匯率換算以後比玉山的2.5%還差呢
--
Tags:
信用卡
All Comments
By Yedda
at 2018-09-11T04:27
at 2018-09-11T04:27
By Damian
at 2018-09-12T00:12
at 2018-09-12T00:12
By Ivy
at 2018-09-15T17:21
at 2018-09-15T17:21
By Elizabeth
at 2018-09-18T19:35
at 2018-09-18T19:35
By Puput
at 2018-09-19T05:08
at 2018-09-19T05:08
By Carol
at 2018-09-20T07:23
at 2018-09-20T07:23
By Doris
at 2018-09-24T21:22
at 2018-09-24T21:22
By Belly
at 2018-09-27T18:42
at 2018-09-27T18:42
By Skylar Davis
at 2018-10-01T10:35
at 2018-10-01T10:35
By Agnes
at 2018-10-02T18:24
at 2018-10-02T18:24
By Olive
at 2018-10-06T18:36
at 2018-10-06T18:36
By Rachel
at 2018-10-09T03:40
at 2018-10-09T03:40
By Emma
at 2018-10-13T03:31
at 2018-10-13T03:31
By Charlie
at 2018-10-18T02:48
at 2018-10-18T02:48
By Emma
at 2018-10-20T19:09
at 2018-10-20T19:09
By Michael
at 2018-10-24T15:08
at 2018-10-24T15:08
By Joe
at 2018-10-28T16:14
at 2018-10-28T16:14
By Brianna
at 2018-10-31T13:49
at 2018-10-31T13:49
By Mary
at 2018-11-03T02:45
at 2018-11-03T02:45
By George
at 2018-11-05T06:53
at 2018-11-05T06:53
By Elizabeth
at 2018-11-05T19:20
at 2018-11-05T19:20
By Barb Cronin
at 2018-11-08T11:00
at 2018-11-08T11:00
By Tracy
at 2018-11-11T16:50
at 2018-11-11T16:50
By Gilbert
at 2018-11-12T15:57
at 2018-11-12T15:57
By Necoo
at 2018-11-13T07:39
at 2018-11-13T07:39
By Enid
at 2018-11-16T01:59
at 2018-11-16T01:59
By Kyle
at 2018-11-17T03:10
at 2018-11-17T03:10
By Sierra Rose
at 2018-11-20T03:06
at 2018-11-20T03:06
By Ethan
at 2018-11-23T13:42
at 2018-11-23T13:42
By Bennie
at 2018-11-27T03:55
at 2018-11-27T03:55
By Suhail Hany
at 2018-11-30T18:45
at 2018-11-30T18:45
By Jack
at 2018-12-02T22:54
at 2018-12-02T22:54
By Hedwig
at 2018-12-06T23:47
at 2018-12-06T23:47
By Edith
at 2018-12-11T06:46
at 2018-12-11T06:46
By Quintina
at 2018-12-15T14:20
at 2018-12-15T14:20
By James
at 2018-12-17T08:02
at 2018-12-17T08:02
By Isla
at 2018-12-20T06:20
at 2018-12-20T06:20
By Madame
at 2018-12-22T20:41
at 2018-12-22T20:41
By Oscar
at 2018-12-23T23:05
at 2018-12-23T23:05
By Callum
at 2018-12-28T11:24
at 2018-12-28T11:24
By Frederic
at 2018-12-29T23:39
at 2018-12-29T23:39
By Susan
at 2019-01-03T02:15
at 2019-01-03T02:15
By Margaret
at 2019-01-05T01:18
at 2019-01-05T01:18
By Freda
at 2019-01-06T19:35
at 2019-01-06T19:35
By Suhail Hany
at 2019-01-10T06:48
at 2019-01-10T06:48
By Andy
at 2019-01-14T10:46
at 2019-01-14T10:46
By Lily
at 2019-01-17T02:31
at 2019-01-17T02:31
By Rae
at 2019-01-17T17:36
at 2019-01-17T17:36
By Rachel
at 2019-01-22T13:49
at 2019-01-22T13:49
By Callum
at 2019-01-25T17:06
at 2019-01-25T17:06
By Dora
at 2019-01-26T15:50
at 2019-01-26T15:50
By Genevieve
at 2019-01-27T16:26
at 2019-01-27T16:26
By Elizabeth
at 2019-01-31T22:43
at 2019-01-31T22:43
By Hedda
at 2019-02-02T08:01
at 2019-02-02T08:01
By Annie
at 2019-02-04T04:48
at 2019-02-04T04:48
By Daniel
at 2019-02-05T11:43
at 2019-02-05T11:43
By Emma
at 2019-02-09T12:25
at 2019-02-09T12:25
By Kumar
at 2019-02-09T18:15
at 2019-02-09T18:15
By Daph Bay
at 2019-02-10T07:00
at 2019-02-10T07:00
By Irma
at 2019-02-13T09:32
at 2019-02-13T09:32
By Noah
at 2019-02-14T12:07
at 2019-02-14T12:07
By William
at 2019-02-16T15:39
at 2019-02-16T15:39
By Yuri
at 2019-02-19T18:35
at 2019-02-19T18:35
By Mason
at 2019-02-22T17:17
at 2019-02-22T17:17
Related Posts
台新gogo核卡/元大調額成功
By Tracy
at 2018-09-09T00:37
at 2018-09-09T00:37
玉山銀行教師專屬禮遇
By Bethany
at 2018-09-08T22:38
at 2018-09-08T22:38
中油卡限時加油金回饋
By Mary
at 2018-09-08T22:33
at 2018-09-08T22:33
請問信用卡繳電信費
By Kumar
at 2018-09-08T20:47
at 2018-09-08T20:47
hotels.com幣別問題
By Blanche
at 2018-09-08T19:05
at 2018-09-08T19:05