同家銀行不同卡 帳單合併的繳費 - 信用卡
By Valerie
at 2020-04-10T19:23
at 2020-04-10T19:23
Table of Contents
先說帳單是一起 額度也共用的銀行
但是轉帳方式的帳戶卻是卡號
例如
青花菜銀行 我有卡號末四碼1234 和5678 兩張卡
1234本月帳單是5千 5678是3千
但是青花菜銀行的轉帳帳號是卡號16碼 而不是數字+身分證字號共13或16碼
我知道如果是以身分證字號當繳款帳號的,可以一次繳交多張卡的總額
但是青花菜的繳款單上面,只寫轉帳帳號是卡號,沒寫可用身分證當帳號
這時如果我直接用1234的卡號繳8千,那我的信用卡費是繳清了嗎?
還是變成1234溢繳3千,5678欠費未繳?
有google一下,上面說雖然可以致電銀行處理,但銀行未必會處理
更何況聯徵的評價,銀行可未必會幫你處理
有同銀行多張卡的可以分享一下嗎?特別是繳款方式是以"卡號16碼"而非"身分證字號"的
這樣只繳一張卡,直接用一張卡的溢繳去抵扣另一張卡的卡費到底行不行?
--
但是轉帳方式的帳戶卻是卡號
例如
青花菜銀行 我有卡號末四碼1234 和5678 兩張卡
1234本月帳單是5千 5678是3千
但是青花菜銀行的轉帳帳號是卡號16碼 而不是數字+身分證字號共13或16碼
我知道如果是以身分證字號當繳款帳號的,可以一次繳交多張卡的總額
但是青花菜的繳款單上面,只寫轉帳帳號是卡號,沒寫可用身分證當帳號
這時如果我直接用1234的卡號繳8千,那我的信用卡費是繳清了嗎?
還是變成1234溢繳3千,5678欠費未繳?
有google一下,上面說雖然可以致電銀行處理,但銀行未必會處理
更何況聯徵的評價,銀行可未必會幫你處理
有同銀行多張卡的可以分享一下嗎?特別是繳款方式是以"卡號16碼"而非"身分證字號"的
這樣只繳一張卡,直接用一張卡的溢繳去抵扣另一張卡的卡費到底行不行?
--
Tags:
信用卡
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