台灣人壽美金儲蓄險(鑫美樂) - 保險
By Hedy
at 2012-10-10T22:16
at 2012-10-10T22:16
Table of Contents
各位前輩大家好，最近遇到此商品-台灣人壽鑫美樂外幣保險
約期是六年，一年繳3367美元
六年後可以解約
超過六年後就不用繼續繳錢了
(3367＊6＝20202 這是我繳的錢
六年一到就解約的話 解約金是21772
算過這六年的年利率約是複利2.2%左右)
六年後開始是複利約3.40%~3.48%左右
到了第10年末領回是24966美元
到了第15年末領回是29601美元
我預計至少放十年，才會領回(當然還是會看那時的匯率來決定領回時間)
請問各位板上前輩，這商品還有哪些風險存在呢?(扣掉六年間不繳了或是匯率因素)
不知我的複利值有沒有算對呢?會很不推薦嗎?還是大家知道有更好的美金儲蓄險呢?
謝謝大家的意見!
--
Tags:
保險
All Comments
By Leila
at 2012-10-11T05:21
at 2012-10-11T05:21
By Rebecca
at 2012-10-15T14:20
at 2012-10-15T14:20
By Victoria
at 2012-10-15T20:01
at 2012-10-15T20:01
By Belly
at 2012-10-20T09:08
at 2012-10-20T09:08
By Bennie
at 2012-10-23T22:49
at 2012-10-23T22:49
By Andy
at 2012-10-24T01:40
at 2012-10-24T01:40
By Anthony
at 2012-10-28T11:53
at 2012-10-28T11:53
By Frederic
at 2012-10-29T20:21
at 2012-10-29T20:21
By Blanche
at 2012-11-02T09:57
at 2012-11-02T09:57
By Brianna
at 2012-11-04T19:34
at 2012-11-04T19:34
By Franklin
at 2012-11-06T10:06
at 2012-11-06T10:06
By Dinah
at 2012-11-07T06:14
at 2012-11-07T06:14
By Mia
at 2012-11-11T10:10
at 2012-11-11T10:10
By Brianna
at 2012-11-13T09:19
at 2012-11-13T09:19
By Oliver
at 2012-11-18T07:07
at 2012-11-18T07:07
By Edward Lewis
at 2012-11-18T16:42
at 2012-11-18T16:42
By Jessica
at 2012-11-21T05:02
at 2012-11-21T05:02
Related Posts
請問台銀定存送壽險?
By Gary
at 2012-10-09T19:36
at 2012-10-09T19:36
25萬定存方案
By Rachel
at 2012-10-07T15:37
at 2012-10-07T15:37
25萬定存方案
By Oscar
at 2012-10-06T20:34
at 2012-10-06T20:34
33Y單身女,該如何理財?
By Rebecca
at 2012-10-04T21:48
at 2012-10-04T21:48
26歲男 理財規劃
By Brianna
at 2012-09-28T23:11
at 2012-09-28T23:11