台壽CIR3及遠雄RJ1選擇 - 保險
By Kelly
at 2017-12-28T14:26
at 2017-12-28T14:26
Table of Contents
之前有幫先生規劃台壽的DD123+HNRB
最近看到台壽新推出CIR3重大傷病險
CIR3要搭配一個主約
先生目前為34歲
因為怕DD123一但出險HNRB也會跟著失效
到中年保費DD123也比其他兩個高
所以想說把DD123換成CIR3或是遠雄的RG1
第一家實支實付為富邦
第二家實支實付考慮要有門診理賠,覺得還是保台壽會比較適合
但主約入門檻不低
PDI2 100萬+CIR3 200萬+HNRB 3計畫 =20658
如果是遠雄的
FX7 10萬+RG1 200萬+XCD 3單位+RJ1 計畫一 =14923
遠雄便宜不少
爬文說CIR3有個方案叫101專案,一定要找到台壽業務才能保
但身邊沒有做台壽的朋友
不知道101專案搭配起來費率多少
所以不知道要怎麼選擇比較好
請大家給我建議了
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