南山人壽HS及HIR的住院理賠 - 保險

By Ida
at 2017-07-10T08:11
at 2017-07-10T08:11
Table of Contents
家中小朋友前陣子因為流感住院三天,
想請教大家一些理賠相關事項。
<南山人壽>
住院醫療保險 HS 計劃10
住院費用給付保險 HIR每日3000元整
(一)小朋友住的是健保房,
出院時住院醫療收據是一千多元,
那麼HIR也會一天理賠3000元嗎?
還是只有理賠收據上的金額?
(二)住院當天的門診及回診的掛號費也能理賠嗎?
(三)住院期間三餐都是自己去便利商店解決
這可以算在膳食費嗎?
麻煩大家幫我解惑,謝謝!!
--
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保險
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