剖腹產理賠問題 - 保險
By Yuri
at 2023-04-20T05:47
at 2023-04-20T05:47
Table of Contents
28w上班上到一半忽然不明原因破水,
本來就有羊水不足的問題,
這下完全破水後,
被醫生下達住院安胎,
希望能在肚子裡養大一點再生,
這部分跟醫生確認過,
沒有感染,
就是一種產兆,
不知道為什麼自己破水了,
未開指。
(這部分我知道應該無法申請理賠)
安到第五天開始有宮縮反應,
所以每六小時吃抑制宮縮的藥,
也增加安胎藥點滴劑量,
到第七天開始頻繁宮縮、開指一指,
護理師下達禁水禁食指令,
等白天主治醫師來看,
告知因為沒有羊水加上宮縮頻繁,
建議開刀取出,
不然容易造成寶寶感染或胎盤剝離…問題,
所以在29w剖腹。
但詢問過業務卻告知無論安胎或剖腹都應該會被除外,
目前看到比較符合我的狀態是,
早期破水合併感染,
但今天跟醫生確認過,
我沒有感染,
頂多能在診斷書上加註疑似感染。
中壽金康泰住院醫療
國泰安順手術醫療
國泰安心保醫療
富邦享安心住院醫療
(原安泰)日額型住院醫療
富邦新綜合住院醫療
明明就非自願卻不能請理賠感覺超嘔,
寶寶目前因為極低早產兒還在新生兒加護病房,
想請益該如何申請?
--
本來就有羊水不足的問題,
這下完全破水後,
被醫生下達住院安胎,
希望能在肚子裡養大一點再生,
這部分跟醫生確認過,
沒有感染,
就是一種產兆,
不知道為什麼自己破水了,
未開指。
(這部分我知道應該無法申請理賠)
安到第五天開始有宮縮反應,
所以每六小時吃抑制宮縮的藥,
也增加安胎藥點滴劑量,
到第七天開始頻繁宮縮、開指一指,
護理師下達禁水禁食指令,
等白天主治醫師來看,
告知因為沒有羊水加上宮縮頻繁,
建議開刀取出,
不然容易造成寶寶感染或胎盤剝離…問題,
所以在29w剖腹。
但詢問過業務卻告知無論安胎或剖腹都應該會被除外,
目前看到比較符合我的狀態是,
早期破水合併感染,
但今天跟醫生確認過,
我沒有感染,
頂多能在診斷書上加註疑似感染。
中壽金康泰住院醫療
國泰安順手術醫療
國泰安心保醫療
富邦享安心住院醫療
(原安泰)日額型住院醫療
富邦新綜合住院醫療
明明就非自願卻不能請理賠感覺超嘔,
寶寶目前因為極低早產兒還在新生兒加護病房,
想請益該如何申請?
--
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保險
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