刷卡或付現?? - 信用卡

By Damian
at 2018-08-07T00:32
at 2018-08-07T00:32
Table of Contents
是這樣的, 我之前在匯率低時, 換了八萬日幣
當天的匯率是0.252
後來為了出國, 特地以新戶辦了第一銀行的一卡通VISA
所以, 現在有新戶一個月內5%的現金回饋(上限500)
和外幣3%現金回饋(上限5000)
我算過了, 以刷卡外幣折抵手續費, 這張卡對我來說是較划算的
所以我這次八月出國會幾乎都刷這張卡
但現在又想到一堆日幣放戶頭也沒有利息
所以, 請各位大大建議, 我該領出付費用??
還是刷這張卡賺回饋, 等匯率高時把日幣出清??
謝謝
--
當天的匯率是0.252
後來為了出國, 特地以新戶辦了第一銀行的一卡通VISA
所以, 現在有新戶一個月內5%的現金回饋(上限500)
和外幣3%現金回饋(上限5000)
我算過了, 以刷卡外幣折抵手續費, 這張卡對我來說是較划算的
所以我這次八月出國會幾乎都刷這張卡
但現在又想到一堆日幣放戶頭也沒有利息
所以, 請各位大大建議, 我該領出付費用??
還是刷這張卡賺回饋, 等匯率高時把日幣出清??
謝謝
--
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信用卡
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