出險1次就被拒絕續保 - 保險

By Noah
at 2016-11-27T15:18
at 2016-11-27T15:18
Table of Contents
保險版首次發文
不知道該怎麼辦想請教有經驗的前輩們
其實不知道該選哪種分類
事情是這樣的
家父為中華郵政退休人員
在職時一直都有自費中華郵政的團保365專案
退休前有特地詢問承辦的台一保經(之後改由泰安產險承接)
確認此專案可續保至70歲
因此全家人都繼續投保,每年按時繳保費
今年不幸父母各出了一點小意外
父親理賠了住院3天(1000/日),母親理賠了骨折6萬元
突然上禮拜收到泰安產險寄給我父母的不續保通知函
母親打電話詢問的結果說核保風險考量等等等就是不給他們保,但是小孩可以繼續保
我覺得很過份,一出險就不給續保
父親的身體狀況已經無法在任何一家保險公司投保醫療險
想請問這種狀況是否可去哪裡申訴或是有什麼解決的辦法??
覺得根本被當冤大頭...很憤慨!!
但完全不知道該怎麼辦,希望有經驗的人可以供意見,感謝~
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