傳各家產險將宣布 4-6月防疫保單都不算數 - 保險

By Rae
at 2022-04-21T16:09
at 2022-04-21T16:09
Table of Contents
金融監督管理委員會 https://reurl.cc/GxV1E3
一、傳聞各家保險公司將發布聲明,今年4月到6月間的防疫保單將不算數一事,金管會說
明,已成立之保險契約,權益不受影響。且產險公司如已寄發續保通知書給保戶,並已收
取保戶之保費,保險契約即為成立。
二、產險公司之防疫保險商品,均為一年期保單且屬不保證續保之性質。保險公司對於是
否同意續保有主動權,並可做核保與風險控管機制,如須調整費率或承保範圍,應於保險
契約成立前,將調整後之內容提供保戶選擇。保險契約一旦成立,即須依契約履行。
三、基於損害填補原則,防疫保險之商品設計多為費用補償,例如確診或隔離衍生之相關
費用或無法工作之經濟損失。惟保險公司得基於風險胃納量、保險費率適足性及疫情或防
疫政策等因素,適時檢視商品承保範圍及給付項目之合理性作商品調整。
--
一、傳聞各家保險公司將發布聲明,今年4月到6月間的防疫保單將不算數一事,金管會說
明,已成立之保險契約,權益不受影響。且產險公司如已寄發續保通知書給保戶,並已收
取保戶之保費,保險契約即為成立。
二、產險公司之防疫保險商品,均為一年期保單且屬不保證續保之性質。保險公司對於是
否同意續保有主動權,並可做核保與風險控管機制,如須調整費率或承保範圍,應於保險
契約成立前,將調整後之內容提供保戶選擇。保險契約一旦成立,即須依契約履行。
三、基於損害填補原則,防疫保險之商品設計多為費用補償,例如確診或隔離衍生之相關
費用或無法工作之經濟損失。惟保險公司得基於風險胃納量、保險費率適足性及疫情或防
疫政策等因素,適時檢視商品承保範圍及給付項目之合理性作商品調整。
--
All Comments

By Aaliyah
at 2022-04-23T14:43
at 2022-04-23T14:43

By Kyle
at 2022-04-22T11:43
at 2022-04-22T11:43

By Barb Cronin
at 2022-04-24T10:17
at 2022-04-24T10:17

By Blanche
at 2022-04-22T11:43
at 2022-04-22T11:43

By Ula
at 2022-04-24T10:17
at 2022-04-24T10:17

By Anonymous
at 2022-04-22T11:43
at 2022-04-22T11:43

By Caroline
at 2022-04-24T10:17
at 2022-04-24T10:17

By Ethan
at 2022-04-22T11:43
at 2022-04-22T11:43

By Tristan Cohan
at 2022-04-24T10:17
at 2022-04-24T10:17

By Emily
at 2022-04-22T11:43
at 2022-04-22T11:43

By Hedwig
at 2022-04-24T10:17
at 2022-04-24T10:17

By Ursula
at 2022-04-22T11:43
at 2022-04-22T11:43

By William
at 2022-04-24T10:17
at 2022-04-24T10:17

By Sarah
at 2022-04-22T11:43
at 2022-04-22T11:43

By Wallis
at 2022-04-24T10:17
at 2022-04-24T10:17

By Christine
at 2022-04-22T11:43
at 2022-04-22T11:43

By Rosalind
at 2022-04-24T10:17
at 2022-04-24T10:17

By Poppy
at 2022-04-22T11:43
at 2022-04-22T11:43

By Mason
at 2022-04-24T10:17
at 2022-04-24T10:17

By Vanessa
at 2022-04-22T11:43
at 2022-04-22T11:43

By Quintina
at 2022-04-24T10:17
at 2022-04-24T10:17

By Olga
at 2022-04-22T11:43
at 2022-04-22T11:43

By Annie
at 2022-04-24T10:17
at 2022-04-24T10:17

By Caitlin
at 2022-04-22T11:43
at 2022-04-22T11:43

By Carol
at 2022-04-24T10:17
at 2022-04-24T10:17

By Steve
at 2022-04-22T11:43
at 2022-04-22T11:43
Related Posts
傳各家產險將宣布 4-6月防疫保單都不算數

By Delia
at 2022-04-21T15:05
at 2022-04-21T15:05
26歲女 既有保單檢視及新保單規劃

By Skylar Davis
at 2022-04-21T14:44
at 2022-04-21T14:44
傳各家產險將宣布 4-6月防疫保單都不算數

By Bennie
at 2022-04-21T13:22
at 2022-04-21T13:22
32歲女 既有保單檢視及新保單規劃

By Edith
at 2022-04-21T12:31
at 2022-04-21T12:31
[醫療/意外/重疾] 34歲男 新保單檢視/南

By William
at 2022-04-21T12:20
at 2022-04-21T12:20