信用額度 - 信用卡
By Hardy
at 2011-08-19T14:53
at 2011-08-19T14:53
Table of Contents
之前爬文就有看到大家說過一個人的信用額度差不多是薪水的22倍
也就是說當你手中卡片額度加總越接近(薪水X22)
之後要辦卡打槍機會就越大
我最近就開始有這種困擾了....因為外商銀行給的額度都很誇張
上禮拜申辦的匯豐現金回饋白金卡剛收到...竟然給我192k
我原本預期頂多10k...沒想到差那麼多...
之前申辦澳盛SD也是...一下就給我230k...
反而國內銀行都中規中矩...大部分都是80k頂多就100k或120k
像萬泰御璽也才80k..都比外商給的白金卡來的低
花期也是很怪...透明卡給我155k...饗樂卡卻只給50k..所有卡最低的
總之目前我有十張卡..所有額度加總有1167k了
如果以後想再辦卡...除非薪水越來越高...(這個比較難吧)
不然只能開始剪卡降額度了是吧!!
看來卡太多也不是好事....
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Tags:
信用卡
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