信用卡過多 是否會影響辦理房貸? - 信用卡
By James
at 2014-05-19T00:16
at 2014-05-19T00:16
Table of Contents
弱弱的在此發問一下,
因最近有首次購屋需求,不知信用卡的多寡是否會影響房貸送件,
有朋友說零利率分期太多會影響聯徵,所以有點擔心,
還沒鼓起勇氣去問銀行,故先在版上請教一下各位大大
我的狀況如下:
小弟約有15間銀行的信用卡,總額度270萬,
目前還有180萬左右是零利率分期3~12期不等,
今年每月帳單金額共約40~50萬,都是自動轉帳全額繳清,去年七月至今約刷了350萬
一年來的繳款記錄都正常,無學貸信貸,有車貸40萬
如果我要用首購貸500萬的話..會不會有困難~
--
因最近有首次購屋需求,不知信用卡的多寡是否會影響房貸送件,
有朋友說零利率分期太多會影響聯徵,所以有點擔心,
還沒鼓起勇氣去問銀行,故先在版上請教一下各位大大
我的狀況如下:
小弟約有15間銀行的信用卡,總額度270萬,
目前還有180萬左右是零利率分期3~12期不等,
今年每月帳單金額共約40~50萬,都是自動轉帳全額繳清,去年七月至今約刷了350萬
一年來的繳款記錄都正常,無學貸信貸,有車貸40萬
如果我要用首購貸500萬的話..會不會有困難~
--
Tags:
信用卡
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