信用分數632會不會影響貸款? - 銀行
By Carol
at 2009-04-24T13:23
at 2009-04-24T13:23
Table of Contents
自認平日信用良好,最近要辦房貸, 沒想到去拉聯徵出來, 只有632.
分數離滿分800有點距離
我覺得被扣分的項目主要在信用卡
* 過去十二個月信用卡有11個月全額繳清, 但有一個月只繳部份,
* 這十年間曾有停卡兩次,一次正常停卡(覺得那張卡不好用),
一次被盜刷所以換卡號(我是被害者耶)
* 手邊有四張信用卡, 有兩張最近才辦, 這是幫人家做人情辦的, 連刷都還沒刷.
各位覺得我這樣辦貸款條件會很差嗎?
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By Doris
at 2009-04-27T11:42
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