今天用玉山買美金想做優惠存款,不料... - 銀行
By Daph Bay
at 2018-01-02T21:38
at 2018-01-02T21:38
Table of Contents
請查照板規10 發文需大於三行50字
從十一月左右有注意到玉山半年美金定存優惠利息1.6%,/一年1.8%。起存金額一千
美金。
因為心臟很小顆,所以計畫慢慢一路買滿三萬台幣參加定存(控制在29.975),
今天中午看到美金狂貶兩角以後,很動心,馬上買到三萬。興高采烈地想拿著低價美金,
爽做定存半年,奇怪的地方就是我直接將美金作定存,顯示出來的利率才1.2%半年,心想
是因為特殊活動加碼,無法顯示在系統嗎,但又覺得銀行不可能做出這種瑕疵合約。所以
解約後,再次按照官網的方式嘗試操作。
悲劇發生了!!看見官網上小字的說明,必須從台幣綜儲戶頭轉出,才會
有1.6%,也就是說,必須一口氣使用台幣買滿一千美金(第一步是用台幣戶頭選擇存美金
,系統就會自動進入購買美元的畫面,然後才能得到1.6%加碼的利息。
結論;銀行真的超級會賺錢,跟銀行做生意,真的除了優惠方案活存對消費者比較得利,
其他都是銀行賺走。
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