中國信託的紅利調查信件 - 信用卡
By Erin
at 2016-04-29T03:06
at 2016-04-29T03:06
Table of Contents
剛開電子信箱 看到一封 中國信託的email 調查中國信託的紅利制度 提供意見
想說 中信紅利有很多意見 我就填填看
但看起來是問卷調查 但引導式問題很像也是 在"置入式宣導中信的APP兌換紅利新功能"
有些問題讓人不想按下去
所以 在最後可以填意見的地方
我寫的幾段話
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1.過期點數無法與未過期點數一起合併使用
(除非先知會客服設定) 否則只是看得到吃不到
2.紅利點數計算太龜毛
超過$30才算,已經按月結算了還逐筆換算後 小數點捨去,
而不像富邦,國泰,台新月結後直接加總一起匯結 之後小數點進位
3.現金回饋一樣也是 小數點直接捨去
新制還比之前多等一個期才扣除(之前是出帳後下一工作日才抵)
台新現金回饋直接在當期帳單出帳直接扣除應繳總金額
4.紅利點數只有24期(第1期與第24期若同一紅利週期是同時到期)
別家若有期限多是每期產生都至少有24個月以上的有效期,若有抵用,到期日或清除日會往
後延順延而非中信銀紅利 到期日固定(到期日前的消費紅利同時到期)
5.看起來優惠很多管道也很多但跟別家比也沒多有競爭力
6.分期不給紅利
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本來想說 貼上來 會不會 中信就知道那是誰回的 或是本來他們就會知道是誰回復
想說貼上來 也許其他人也可以參考 中信的細微差異
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信用卡
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