中國人壽新康泰綜合住院(OCH)? - 保險

By Audriana
at 2015-04-18T09:22
at 2015-04-18T09:22
Table of Contents
如果已投保其它商業保險醫療,那申請理賠時,是給付其它商業保險的差額,還是全額給付?
例如:
已投保富邦日額2000的住院日額,再投保新康泰日額2000
則如果因疾病住院3天,每天病房費用3500,所以病房總費用是$10500
則富邦理賠2000*3 = 6000
那新康泰是理賠1500*3 = 4500還是2000*3 = 6000 ??
--
例如:
已投保富邦日額2000的住院日額,再投保新康泰日額2000
則如果因疾病住院3天,每天病房費用3500,所以病房總費用是$10500
則富邦理賠2000*3 = 6000
那新康泰是理賠1500*3 = 4500還是2000*3 = 6000 ??
--
Tags:
保險
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