VT要單筆投入還是定期定額？ - 股票QA

By James
at 2023-06-22T21:14

Table of Contents

最近運用公教人員信貸貸了30萬出來
有朋友建議一次投入VT
早點投入早點複利（長期趨勢向上）
但也有朋友建議定期定額
比較能平均成本
不知道哪種比較好？
謝謝

p.s.我美金還沒換
--

Tags: 股票

All Comments

By Candice
at 2023-06-25T09:08

一開始大筆後面定期定額不過現在不好說

By Kelly
at 2023-06-25T07:23

藍燈直接歐印，定期定額還款

By Dinah
at 2023-06-27T19:18

30萬去旁邊玩沙好嗎

By James
at 2023-06-25T07:23

差別不大高興就好

By Erin
at 2023-06-27T19:18

我是窮苦公務員QQ

By Barb Cronin
at 2023-06-25T07:23

而且才30是什麼奈米歐印

By Freda
at 2023-06-27T19:18

借錢來投資感覺很可怕

By Lydia
at 2023-06-25T07:23

問就是all in

By Lily
at 2023-06-27T19:18

借錢買指數不用怕

By Necoo
at 2023-06-25T07:23

定期定額

By John
at 2023-06-27T19:18

公務員利率不是很低，才貸30搞毛
借錢投資怕啥。現金流過的去就好了

By Daniel
at 2023-06-25T07:23

你爽就好

By Kristin
at 2023-06-27T19:18

super chat紅框連發peko

By Connor
at 2023-06-25T07:23

什麼都要問的人還是去定存吧

By Poppy
at 2023-06-27T19:18

好油哦 peko

By Irma
at 2023-06-25T07:23

30萬而已隨便

By Andrew
at 2023-06-27T19:18

才30 建議all in 正二比較有感搞東搞西沒比較好

By Bennie
at 2023-06-25T07:23

300再來問

By Elizabeth
at 2023-06-27T19:18

搞個200～300萬吧大哥

By Andy
at 2023-06-25T07:23

公務人員信貸2.06%，這麼低誰都想借

By Emma
at 2023-06-27T19:18

我建議貸多一點比較有趣

By Victoria
at 2023-06-25T07:23

才30萬還貸款

By Rachel
at 2023-06-27T19:18

想清楚為什麼要買VT吧，沒想清楚一個震盪就出場了沒
意義

By Olive
at 2023-06-25T07:23

2.06好爽喔媽的我3點多
30萬給你賺100趴也才60萬

By Faithe
at 2023-06-27T19:18

先存點錢好嗎別在這想東向西的

By Ingrid
at 2023-06-25T07:23

而且跌了你也要有錢往下買要不然會懸在那好一陣子

By Carol
at 2023-06-27T19:18

老哥 30而已直接一筆過去
不用想太多
10年後開獎

By Edwina
at 2023-06-25T07:23

買世界有什麼好想的 30直接歐硬啊公務員可以貸那麼

By Sierra Rose
at 2023-06-27T19:18

美金嗎？

By Faithe
at 2023-06-25T07:23

多跌了20%再貸一筆直接攤平世界有什麼好怕的

By Mia
at 2023-06-27T19:18

我覺得你到時反而會嫌它漲太慢

By Elma
at 2023-06-25T07:23

沒多餘閒錢了嗎？可以先丟十萬，其餘再分幾次進場吧

By Rebecca
at 2023-06-27T19:18

Line bank1.98%比公務員貸款更低

By Zenobia
at 2023-06-25T07:23

公務員貸款也要2.06%了?

By Rebecca
at 2023-06-27T19:18

我四月還五月馬上借利率被拉高六月再借又被拉高

By Frederica
at 2023-06-25T07:23

不然LB才1.98%真的香

By Carol
at 2023-06-27T19:18

歐印跟定期定額。績效沒有差異

By Hardy
at 2023-06-25T07:23

單然是單筆投入阿＝＝勝率63％

By Gilbert
at 2023-06-27T19:18

建議你不要投資比較好

By Heather
at 2023-06-25T07:23

單筆投入勝率比較高

By Joe
at 2023-06-27T19:18

30…全丟正二就好了吧 300再來講

By Lauren
at 2023-06-25T07:23

慘

By Agnes
at 2023-06-27T19:18

之前公貸利率1.35%啦現在已經不建議借了，除非你
有非常非常好的標的。

By Jack
at 2023-06-25T07:23

滑倒

By Ethan
at 2023-06-27T19:18

https://i.imgur.com/R0L92tw.jpg

By Skylar DavisLinda
at 2023-06-25T07:23

30萬啥都不是全下根本沒差

By Elizabeth
at 2023-06-27T19:18

才30萬還不敢丟

By Agatha
at 2023-06-25T07:23

公教只貸30太少了吧

By Queena
at 2023-06-27T19:18

去買hololive啦

By Carolina Franco
at 2023-06-25T07:23

30萬根本沒差，3000萬才有差

By Hedwig
at 2023-06-27T19:18

以為是30萬美金台幣的話一次丟進去吧

By Emma
at 2023-06-25T07:23

才30...

By Hedwig
at 2023-06-27T19:18

30不用問吧= =

By Carolina Franco
at 2023-06-25T07:23

台幣30萬是還要分幾期？

By Liam
at 2023-06-27T19:18

直接單筆

By Frederica
at 2023-06-25T07:23

30萬拿去吃喝玩樂比較實際

By Dinah
at 2023-06-27T19:18

都可以爽就好

By Liam
at 2023-06-25T07:23

VT我知道！就齁跟彩虹社兩家股票都買點

By Ula
at 2023-06-27T19:18

人家30萬美金不行嗎

By Poppy
at 2023-06-25T07:23

30而已單筆就好…

By Mason
at 2023-06-27T19:18

就說美金還沒換還30萬美金

By Callum
at 2023-06-25T07:23

認真回先分批放單周或單月美元定存

By Emma
at 2023-06-27T19:18

看狀況分批買VT跟VGIT

By Lucy
at 2023-06-25T07:23

至於比率就自己配了我是抓8:2
VGIT現在算相對低點 VT可以在觀望看看

By Anthony
at 2023-06-27T19:18

30萬直接買正二，5年後你會感謝我

By Lydia
at 2023-06-25T07:23

說真的就是一筆

By Barb Cronin
at 2023-06-27T19:18

借1.98%信貸路過....跟安x
蠻低的，真的借爆

By Valerie
at 2023-06-25T07:23

借30萬是三小....30萬鎂再來問好嗎

By Isla
at 2023-06-27T19:18

股版人均都三千萬起 30萬閉著眼睛買就好

By Charlotte
at 2023-06-25T07:23

TQQQ

By Hardy
at 2023-06-27T19:18

問就是all in

By Zora
at 2023-06-25T07:23

別問…問就是毆硬

By Dinah
at 2023-06-27T19:18

借錢投資股市是哪招

By Eartha
at 2023-06-25T07:23

樓上回TQQQ是要…..

By Sandy
at 2023-06-27T19:18

才30……… 隨便啦

By Dora
at 2023-06-25T07:23

這邊入場門檻三千萬然後賠一萬哭天喊地

By Ethan
at 2023-06-27T19:18

您這樣的心態，漲或跌一小段，你就會受不了跳走了！

By Victoria
at 2023-06-25T07:23

10萬分三個月剩下靠現金流定期定額吧

By Hedy
at 2023-06-27T19:18

持有一星期=長期

By Agatha
at 2023-06-25T07:23

先換成美元然後定期定額持續存股不間斷也不要賣

By Regina
at 2023-06-27T19:18

不要買VT，報酬不高，風險也沒特別低

By Elvira
at 2023-06-25T07:23

IWF標的也很分散，報酬率也更好

By Michael
at 2023-06-27T19:18

30而已建議你改買別的小金額又是保守型的VT你要哪
時候才能翻身

By Doris
at 2023-06-25T07:23

真要買VT 那就直接進場了以後每個月再分別定期定額
投資進來

By Victoria
at 2023-06-27T19:18

累積多一點投一次紅SC

By Liam
at 2023-06-25T07:23

才30萬

By Vanessa
at 2023-06-27T19:18

30萬而已隨便+你爽就好不用操心

By Michael
at 2023-06-25T07:23

30還要定期定額的屌喔

By Ina
at 2023-06-27T19:18

才30

By Zanna
at 2023-06-25T07:23

借問：150買3支etf月月配，現在可以嗎？還是再等等

By Regina
at 2023-06-27T19:18

買vt幹嘛直接tqqq滿倉,幹進去

By Joseph
at 2023-06-25T07:23

直接先丟一半剩下慢慢丟

By Hardy
at 2023-06-27T19:18

歐印長榮航權證吧，半年後你會感謝我的

By Audriana
at 2023-06-25T07:23

30萬…建議單筆之後定期定額。

By Olivia
at 2023-06-27T19:18

首先你要有錢加碼往下買。漲跌都買。

By Annie
at 2023-06-25T07:23

30萬還用到公教

By Caitlin
at 2023-06-27T19:18

這點可憐錢直接單筆歐印正2就好

By Lucy
at 2023-06-25T07:23

有錢就丟

By Tracy
at 2023-06-27T19:18

股版壞人真多

By Hardy
at 2023-06-25T07:23

30萬隨便吧拿去嫖也行

By Lauren
at 2023-06-27T19:18

我VTI買在前年高點，現在還是負的，即使是這種穩到
不行的也是能虧的

By Sandy
at 2023-06-25T07:23

願意放10年以上建議單筆歐印，反之定期定額

By Emily
at 2023-06-27T19:18

有心理障礙每季丟25K 中間記得繼續存錢一年後再入
金以長久定期定額為目標

By Elma
at 2023-06-25T07:23

歐印台積電

By Poppy
at 2023-06-27T19:18

前年進場馬上遇到崩盤一定虧好幾年

By Olga
at 2023-06-25T07:23

300萬再煩惱吧，30萬要分啥

By Queena
at 2023-06-27T19:18

你看的績效是短期一兩年就分批看長期20年就一次

By Eartha
at 2023-06-25T07:23

這到底是哪門子投資法？你要賺波段還是長期投資？

By Carol
at 2023-06-27T19:18

波段的話，才借30根本不痛不癢，有賺也不會多少
搞不好手續費和利率就吃掉大筆獲利還不如不借

By Queena
at 2023-06-25T07:23

至於長期投資… 那個用薪水陸續投入就好了，不用借
要借也一樣借得不夠多

By Delia
at 2023-06-27T19:18

問就是…

By Agnes
at 2023-06-25T07:23

30萬....是要幹嘛

By Genevieve
at 2023-06-27T19:18

幹嘛不借到80萬，再加上平時存的應該就能破百了吧
！才30萬是能幹嘛？

By Mason
at 2023-06-25T07:23

才30萬是不會拿去買樂透膩,還敢學人買VT喔

By Poppy
at 2023-06-27T19:18

每月都有收入這一小筆哪叫歐印

By Isabella
at 2023-06-25T07:23

梭Hololive，明年財富自由

By Eartha
at 2023-06-27T19:18

借出來還定期定額利息不用錢嗎

By Franklin
at 2023-06-25T07:23

認真講，如果你不放心可以把三十萬分三次，每次間隔
三個月，雖然實際上還是單筆但會分散一點，不過如果
是三十萬美金的話那另當別論

By George
at 2023-06-27T19:18

30萬直借 all in tqqq 你10月就財富自由了

By Rae
at 2023-06-25T07:23

30要怎麼分批先認真存錢吧

By Selena
at 2023-06-27T19:18

笑死點進來前就知道有人會歪

By Robert
at 2023-06-25T07:23

30請直接還給銀行吧…

By John
at 2023-06-27T19:18

要定期定額的話，何必一次貸出來？

By Jessica
at 2023-06-25T07:23

all

By Lydia
at 2023-06-27T19:18

單筆，才30萬有什麼好考慮

By Brianna
at 2023-06-25T07:23

不要拿貸款槓桿

By Freda
at 2023-06-27T19:18

如果你是現在才進場定期定額

By Enid
at 2023-06-25T07:23

問就是正二

By Yuri
at 2023-06-27T19:18

30萬直接all in 台積電吧

By Caroline
at 2023-06-25T07:23

歷史統計告訴你allin的勝率較高

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VT要單筆投入還是定期定額？ - 股票QA

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