TD出金卡住 - 理財
By Zenobia
at 2022-12-22T04:29
at 2022-12-22T04:29
Table of Contents
大家好,我12/5在TD申請出金
12/22仍未入帳,申請召回也沒有下文
以下是連絡的過程
12/5
申請出金
12/6
TD系統顯示已出金,已扣帳
12/8
台灣銀行尚未入帳,致電TD,客服回答順利的話約工作天1-2天會收到。
這筆已經有點晚了,所以TD會送出查詢到出金銀行
12/12
再次致電TD客服,他們也不知道原因,給了我們一組Tracking Number,
請我們去收款銀行查詢
12/13
請台銀以Tracking Number查詢,台銀效率很好,
30分鐘查到原因並且回電告知出金銀行是富國銀行,
並說富國之前已經反映給TD文件說有問題,要求補件(可能是簽名,還不確定)
但TD無回應,要我們跟TD確認。
晚上再次致電TD,客服表達他們沒有權限直接取得富國的回覆,
只能夠透過TD窗口間接得到訊息。
內部人員回覆說可能富國已經出金,目前是卡在中轉銀行。
我們請客服確認這個回覆是確定的,
她說這只是TD內部的推測,要等窗口人員正式回覆才能確定,
而正式回覆要等7-14個工作天,因這筆錢是急需,我問TD是否能做什麼事情加速
客服只說很抱歉,這是TD內部作業時間
12/16
再次致電TD,客服表示仍然不知道這筆錢的實際狀況,
問我們是否要發起召回,大約2-3工作天錢就能回去TD。
我們同意,並表達希望任何進展能主動聯絡我們,
若申請文件有錯,我們會立刻重填一份
12/22
TD尚未入金,再次致電TD
他們表示抱歉,仍不知道原因
目前為止,我們已經打了不下10通電話
出金失敗確切原因到現在都還不得而知,TD召回也沒有著落。
這筆金額不能算小,原本要在台灣的交易也因此取消。
請問大家有過類似經驗嗎,或告知能協助的管道?
感謝!
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理財
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