TD 現金部位的利息 - 理財
By Harry
at 2023-04-13T01:35
at 2023-04-13T01:35
Table of Contents
已爬文及上網google,沒有找到肯定的答案
來版上問問各位大神們,請問TD帳戶內的現金部位怎麼知道利率呢?
最近檢查TD 帳戶內的transaction 時發現每個月的利息增長了很多
(FREE BALANCE INTEREST ADJUSTMENT 應該是利息吧,有錯請指證)
之後上網研究了一下,有看到一些文章寫說TD的現金部位會以MMF方式轉存
所以現金的利息增長是因為最近MMF的利率極高的關係嗎?
這樣在高利率的環境中,是不是中短期現金可不作任何操作
直接放在帳戶內,利率反而會高於不斷更新CDs呢?
新手問題很多,不好意思
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理財
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