PGTALK支付 - 行動支付
By Noah
at 2021-11-21T22:10
at 2021-11-21T22:10
Table of Contents
最近看到一些小吃攤販都有PGTALK的支付掃瞄牌
好奇GOOGLE用了一下 一些個人心得提供分享
簡單來說就是類似LINE聊天軟體搭配上它自家的支付
還有一些線上直播.打賞.社群等等功能一整套服務
雖然我覺得廣義上 它的確算是有行動支付的功能
但作法上 一來它並非電子支付 也非從銀行戶頭扣款
也非綁定信用卡支付 真正說來是類似買遊戲點數的方式當儲值中介
支付時候也是用點數當有價現金概念扣款
這種做法有沒有法律上背書 我不太清楚
姑且視為禮券購買或是遊戲點數類似的概念? 結果論上的確是一種行動支付的方式
實際上作法卻不是以往認知的行動支付 然後目前看一下通路
都還是小吃攤.小店家為主 沒有比較大的知名連鎖通路
以往家樂福APP被視為信用卡解任務神奇 PGTALK也有這潛力在
可以自訂金額儲值買PGP 1:1當成現金支付 但通路目前太有限
總之目前大概是可以繼續觀望一下....
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Tags:
行動支付
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