koko combo+icash核卡 - 信用卡
By Caroline
at 2019-04-04T16:42
at 2019-04-04T16:42
Table of Contents
[職業類別]:公務員
[目前工作年資]: 13年
[年齡]:37
[提供證明]:薪資帳戶存摺影本
[年收]:800k
[貸款]:房貸已清償完畢
[申請卡別]:KOKO Combo卡
[持有卡片]:
玉山 國民旅遊卡 10萬
[核卡額度]:尚未收到卡片 所以還不知道
3/31 (星期日)app申請
4/1 email通知完成開戶
4/4 接獲app訊息通知卡片已寄出 (今天銀行&郵局有上班?)
可能因為我本來就是國泰世華的存戶
還有一筆美金的投資型保單
所以核卡比較快 也完全沒有照會
會辦這張卡
是因為全家預售綁國泰或台新卡(所以我只能在這2家選一個)
台新卡的回饋...我覺得可能比較享受不到
像是雖然利息高 但計息門檻也高
國泰介紹信用卡的網頁比較賞心悅目
而且存款5000就計息
照台新的計息門檻 我可能要把薪資帳戶改成台新才行
但這不可能
想要用這個帳戶+卡來管理生活中如便利商店、pchome的小額支出
只是卡費的繳款方式還在考慮
有個朋友說他都是收到帳單後捧著現金去繳
這樣才會對自己刷掉的錢「有感覺」
但是又很怕忘記繳款落入循環利息
目前還是沒設定哪費從帳戶扣
過一、二個月再看看
--
[目前工作年資]: 13年
[年齡]:37
[提供證明]:薪資帳戶存摺影本
[年收]:800k
[貸款]:房貸已清償完畢
[申請卡別]:KOKO Combo卡
[持有卡片]:
玉山 國民旅遊卡 10萬
[核卡額度]:尚未收到卡片 所以還不知道
3/31 (星期日)app申請
4/1 email通知完成開戶
4/4 接獲app訊息通知卡片已寄出 (今天銀行&郵局有上班?)
可能因為我本來就是國泰世華的存戶
還有一筆美金的投資型保單
所以核卡比較快 也完全沒有照會
會辦這張卡
是因為全家預售綁國泰或台新卡(所以我只能在這2家選一個)
台新卡的回饋...我覺得可能比較享受不到
像是雖然利息高 但計息門檻也高
國泰介紹信用卡的網頁比較賞心悅目
而且存款5000就計息
照台新的計息門檻 我可能要把薪資帳戶改成台新才行
但這不可能
想要用這個帳戶+卡來管理生活中如便利商店、pchome的小額支出
只是卡費的繳款方式還在考慮
有個朋友說他都是收到帳單後捧著現金去繳
這樣才會對自己刷掉的錢「有感覺」
但是又很怕忘記繳款落入循環利息
目前還是沒設定哪費從帳戶扣
過一、二個月再看看
--
Tags:
信用卡
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