Chase Sapphire Reserve - 信用卡
By Caroline
at 2016-09-24T16:58
at 2016-09-24T16:58
Table of Contents
今天申請到Chase Sapphire Reserve(CSR),我沒有5/24的問題所以直接Chase網頁申請。
想要CSR的主要原因是因常在美國境內出差,機場貴賓室、$300旅行津貼、租車會員、
Global Entry或TSA PreCheck補助都非常有吸引力。在CSR的消息出來之前本來因為類似
的優惠在考慮AMEX Platinum,看到CSR的介紹之後就完全不考慮了。
手頭以我為主卡人的信用卡都是Chase的,加上CSR之後會把Chase Sapphire Preferred的
點數轉到CSR後將卡種轉成Freedom Unlimited省年費。信用卡的回饋布局會變成:
Chase Freedom: 季節性的5%,5%沒有用到的時候那一季基本沒用。點數轉到CSR。
Chase Amazon: 所有Amazon的購物回饋3%,回饋繼續用在Amazon上。
Chase Sapphire Reserve: 吃飯旅遊3%。
Chase Freedom Unlimited: 除上之外一般消費都是這張,1.5%回饋。點數轉到CSR。
拿老婆的附卡: Citi Costco Visa,加油4%回饋。缺點是回饋只能用在Costco。
參考資料:
現有信用卡額度:
Chase Freedom: 9.5K
Chase Amazon: 3K
Chase Sapphire Preferred: 16K
Chase Sapphire Reserve: 30K
FAKO: Creditkarma上的兩個參考分數是790跟805
年收:90K - 100K
我一開始在美國是從要押金的Secured Credit Card開始的,從那之後一路就是Freedom→
Sapphire Preferred→Amazon到現在的Sapphire Reserve。 今天Approved心情很好呀~
謝謝收看。
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Tags:
信用卡
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