65歲男/64歲女 新保單規劃 - 保險
By Olivia
at 2023-04-15T19:27
at 2023-04-15T19:27
Table of Contents
一、性別:男/女
二、年齡:65歲男/64歲女
三、職業/工作內容:吊車司機/家管
四、保障需求:醫療險實支實付
五、保費預算:一人年繳1~2萬左右
六、健康告知:正常, 無家族病史 也無慢性病
七、常用交通工具:汽車/機車
八、預計規劃:預防因長輩年老或疾病住院,屆時需要龐大的醫療或住院費用
主要需求為醫療實支實付
九、現有保險:無,僅有保產險意外醫療
十、預增保險:
自有規劃, 內容如下圖
https://ibb.co/gv8QmLj
本來主要求台壽醫療實支實付,主約搭便宜壽險
用finfo試算台灣人壽新e點愛小額終身壽險(110) (T04L3)這款
之後到台壽官網要投保才發現險種限制年齡到63,好像也無法另加附約
想請問有無其他適合的便宜壽險搭醫療險搭配,如果爆預算就只能風險自留
謝謝
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