55歲母親想保疾病失能險 - 保險

By Iris
at 2012-01-19T14:49
at 2012-01-19T14:49
Table of Contents
母親現年55歲
目前因眼睛之葡萄膜炎就診治療中
由於擔心有失明的可能
希望能找到符合需求的失能險種
在月初因老婆認識的富邦保險員推薦
富邦人壽富世代終身壽險(XW1M)
100萬保額 保費60900元/年 (第16年後壽險額度隨總繳保費上升)
1~3級殘廢給付 16~12.8萬/年
想請問各位
1.這個壽險是否符合我們需求?
2.投保時是否須告知病史?
3.最重要的 是否有更經濟且符合需求的保單呢?
感謝大家!!
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