50,60歲開始買保險的必要性 - 保險
![Eden avatar](/img/cat3.jpg)
By Eden
at 2016-06-25T10:42
at 2016-06-25T10:42
Table of Contents
最近想幫父母買保險
購買實支實付與重大傷病險
但算過費率後約一年繳20000多
且會因自然費率越來越增加
他們一個人一個月的保費幾乎是我一年的保費
我在思考
父母身體都算健康也無什麼家族病史
平日有運動也沒有生過什麼大病
在這個年紀買保費的錢
若是自己存是不是比較划算
假設沒有生病也沒有花錢送給保險公司
假設有生病自己平常也有把本來該付的保費存起來,可以支付些費用
所以我才有這樣的疑問與想法
在50,60歲的年紀雖然是容易生病的時侯
不過保費相對高
保險是不是在年輕時買比較划算
年老要買保險不如自己存錢呢?
或是有沒有人能推薦父母適合買什麼保險
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Sent from JPTT on my Samsung SM-N900.
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Tags:
保險
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