36歲男 想退保三商終身 - 保險
By Freda
at 2012-09-09T21:37
at 2012-09-09T21:37
Table of Contents
一、性別: 男
二、年齡：36
三、職業/工作內容：工程師/月薪4萬
四、保障需求:
五、保費預算：
六、健康告知: 無
七、常用交通工具：機、汽車
八、預計規劃：
這份保單也是朋友介紹,已經繳了六年,對內容從來也沒去研究,
直接最近因為種種情況,導致保費付不太出來,而仔細去看這份保單
越看越覺得,這份保單真的有用嗎?想把他直接退掉OK嗎?
想說去保個癌症險就好,請教一下如果把這份保單退掉了,會可惜嗎?
感謝大大指導一下,thx!
九、現有保單:
三商美邦祥安終身壽險,購買時間：96年
險種 代碼 繳費年限 保額 保費
二十年繳費祥安終身壽險 20AWL 20年 100000 2940
二十年繳費永康防癌終身健康保險附約 20KCRB 20年 計畫Bx2 7478
二十年繳費日額型住院醫療終身健康保險附約 20HIW 20年 1000 6760
二十年繳費手術醫療終身健康保險附約 20SI 20年 1000 1310
二十年安心豁免保險費附約 20CWPR 20年 24000 871
意外身故及殘廢保險金 ADDR 39年 2000000 2900
每次實支實付傷害醫療保險金限額-無社保 AMRR 39年 30000 690
傷害醫療保險金日額 DHIR 39年 1000 780
新住院醫療保險附約 HSRSB 44年 計畫C 1617
年繳:25346
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