34男 無體況 元大失能險減額繳清疑問 - 保單

By Catherine
at 2023-04-10T23:02
at 2023-04-10T23:02
Table of Contents
https://i.imgur.com/sqeywqp.jpg
https://i.imgur.com/J1dWw7i.jpg
這張保單是2020/12失能險停賣前保的,因為當時工作關係,只有元大失能險可以買,目
前有爬過文大概了解這一張保單的優點,應該是贏現在部分的失能險,然後也有檢視了一
下我自己本身的保單目前缺少的是癌症一次給付還有重大傷病,這一張保單主附約目前是
一年繳44,000,目前身上保單只有這張失能險是自己保的,所以一年大約6萬的保費還可
以負荷,但想請教的是否有必要把這一張主約減額繳清然後去補足癌症險嗎?
以下還有家人從小幫我保的保單
南山
https://i.imgur.com/6ehLY3u.jpg
https://i.imgur.com/bftIL1d.jpg
國泰
https://i.imgur.com/vH9oMpO.jpg
--


前有爬過文大概了解這一張保單的優點,應該是贏現在部分的失能險,然後也有檢視了一
下我自己本身的保單目前缺少的是癌症一次給付還有重大傷病,這一張保單主附約目前是
一年繳44,000,目前身上保單只有這張失能險是自己保的,所以一年大約6萬的保費還可
以負荷,但想請教的是否有必要把這一張主約減額繳清然後去補足癌症險嗎?
以下還有家人從小幫我保的保單
南山
https://i.imgur.com/6ehLY3u.jpg


https://i.imgur.com/vH9oMpO.jpg

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Tags:
保單
All Comments

By Dorothy
at 2023-04-08T18:13
at 2023-04-08T18:13

By Necoo
at 2023-04-12T21:00
at 2023-04-12T21:00

By Anonymous
at 2023-04-08T18:13
at 2023-04-08T18:13

By Quintina
at 2023-04-12T21:00
at 2023-04-12T21:00
南山的終身手術部分倒是可以考慮減額繳清
現今住院少、自費項目多,比較不符合經濟效益
但20年期畢竟已經繳費繳一半了,再自行斟酌

By Susan
at 2023-04-08T18:13
at 2023-04-08T18:13

By Dinah
at 2023-04-12T21:00
at 2023-04-12T21:00

By Harry
at 2023-04-08T18:13
at 2023-04-08T18:13
定要採用減額繳清,可以考慮單純減少部分險種的保額方式,先
動南山的,最後才動元大

By Isla
at 2023-04-12T21:00
at 2023-04-12T21:00
要動,你還跑到這裡問,答案都一樣啊

By Ophelia
at 2023-04-08T18:13
at 2023-04-08T18:13

By Bethany
at 2023-04-12T21:00
at 2023-04-12T21:00

By Daph Bay
at 2023-04-08T18:13
at 2023-04-08T18:13
覺得不足再多買幾家直到你安心的額度, 其實也沒比較貴~

By Anthony
at 2023-04-12T21:00
at 2023-04-12T21:00
南山部分因為已經快繳完了就先不動!

By Donna
at 2023-04-08T18:13
at 2023-04-08T18:13
,快繳完這個想法怎麼來的?

By Skylar Davis
at 2023-04-12T21:00
at 2023-04-12T21:00

By Gilbert
at 2023-04-08T18:13
at 2023-04-08T18:13

By Noah
at 2023-04-12T21:00
at 2023-04-12T21:00

By Brianna
at 2023-04-08T18:13
at 2023-04-08T18:13
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