29歲女 現有遠雄保單檢示 - 保險

By Lauren
at 2013-07-15T22:23
at 2013-07-15T22:23
Table of Contents
一、性別:女
二、年齡:29
三、職業/工作內容:行政人員
四、保障需求:意外險 防癌險 重大疾病險
五、保費預算:30000以內
六、健康告知:家族病史-無
個人病史-無
七、常用交通工具:機車85% 汽車15%
八、預計規劃:現有保單是96年及97年剛畢業時被電話行銷說服所投保,至今也繳了七
年跟六年多,保費年繳總額37273元,感覺是高了點,加上今天看到新聞RBC不足法定標
準200%的公司也有遠雄在內,讓我有想減額繳清或解約的打算。
想請板友幫我檢示哪裡可以調整的地方,該繼續繳完或是重新規劃會比較好,感激不盡!!
九、現有保險:
保險公司:遠雄人壽
購買時間:96年
商品名稱 [英文代號] 保額/計畫 期間 保費
遠雄人壽金美滿終身壽險 FK1 55萬 20年 17281
年繳
已繳七年 120967 解約金 105397 減額繳清保險金額 194645
保險公司:遠雄人壽
購買時間:97年
商品名稱 [英文代號] 保額/計畫 期間 保費
遠雄人壽金好意終身壽險D型 35萬 20年 14604
遠雄人壽新癌症終身健康保險附約 2單位 20年 5388
月繳
已繳六年四期 106624 解約金 65450 減額繳清保險金額 104160
------------------------------------------------------------------------
總共年繳37273
--
二、年齡:29
三、職業/工作內容:行政人員
四、保障需求:意外險 防癌險 重大疾病險
五、保費預算:30000以內
六、健康告知:家族病史-無
個人病史-無
七、常用交通工具:機車85% 汽車15%
八、預計規劃:現有保單是96年及97年剛畢業時被電話行銷說服所投保,至今也繳了七
年跟六年多,保費年繳總額37273元,感覺是高了點,加上今天看到新聞RBC不足法定標
準200%的公司也有遠雄在內,讓我有想減額繳清或解約的打算。
想請板友幫我檢示哪裡可以調整的地方,該繼續繳完或是重新規劃會比較好,感激不盡!!
九、現有保險:
保險公司:遠雄人壽
購買時間:96年
商品名稱 [英文代號] 保額/計畫 期間 保費
遠雄人壽金美滿終身壽險 FK1 55萬 20年 17281
年繳
已繳七年 120967 解約金 105397 減額繳清保險金額 194645
保險公司:遠雄人壽
購買時間:97年
商品名稱 [英文代號] 保額/計畫 期間 保費
遠雄人壽金好意終身壽險D型 35萬 20年 14604
遠雄人壽新癌症終身健康保險附約 2單位 20年 5388
月繳
已繳六年四期 106624 解約金 65450 減額繳清保險金額 104160
------------------------------------------------------------------------
總共年繳37273
--
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