28歲女理財規劃 - 理財
By Gary
at 2013-05-15T15:17
at 2013-05-15T15:17
Table of Contents
目前年收約140萬
房貸 530萬(30年攤還 一個月約2萬元)
存款 1.有一筆郵局6年100萬的 明年11月到期
2.現金存款110萬(目前是台灣銀行1年定存)
生活費(管理費、水電、交通、食衣住行) 約25000元/月
(一個月1000元領養一個小孩。)
因為爸爸的夢想是退休後有一塊地,至少要350萬,
爸爸預計2年後退休。
所以我希望能用我所有的存款去幫他實現這個夢想。
因為定存利率太低,所以才來這個版看看有沒有其他可以產生複利的作法。
昨天遇到一個理專,她建議我先把保險買齊再來考慮投資,
目前我身上的保險是意外險跟醫療險(詳細我也不是很清楚)
一年繳約5萬元。
她推薦我的投資是外匯。
不知道還有沒有其他的建議呢?
(我的要求很簡單,只要獲利大於2.5就好了)
謝謝
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