26歲男保險規劃請益 - 保險
By Carol
at 2011-10-03T17:37
at 2011-10-03T17:37
Table of Contents
性別:男
年齡:28
職業:科技業
收入:50k
工作狀況:騎機車上下班、常加班至十二點
(一)目前已有保障(請詳列)
健保、團體員工保險
(二)欲規劃保障、建議書、規畫目的與問題
想要有醫療險、防癌險、壽險、意外險
目前的規劃如下
壽險
[20NJT4AQ] 南山人壽優活定期壽險 500萬元 10,550元年繳
住院醫療險(實支實付型)
[HSQ] 南山人壽住院醫療保險附約 30計劃數 5,670元年繳
*富邦人壽 (附)新綜合住院醫療保險附約(NHR) 30單位 6322
*富邦人壽 (附)保險費豁免附約條款(WP) 1萬 173
*全球人壽 (主)終身壽險20年期(QWH ) 10萬 2710
*全球人壽 (附)醫療費用健康保險附約75歲(XHR)計畫六 2888
防癌險
法國巴黎人壽一年定期重大疾病健康保險 100萬元 1,000元年繳
意外險
華南產物BEST基本型E方案 500萬元 3,057元年繳
目前去掉*的部份是 20277元/年
有鑑於親人因癌症住院且沒有保險
造成家中曾經負擔龐大醫療費用
住院醫療的部份特別想請問一下該怎麼規劃才是最好?
要麻煩各位有經驗的版友給些建議
有需要補強或修改
謝謝大家的指教!
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at 2011-10-06T11:02
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