25歲理財請益 - 理財

最基礎的問題，你的目標是什麼?

如果你相信，中華民國政府在你退休時還能讓你月退領到死
那就不必考慮退休金，月入44K都可以拿來實現你的其他目標

那麼，你的目標是?
打算買房子嗎? 打算結婚嗎?打算生幾個?
或者乾脆不要存錢，通通拿去吃喝玩樂，其實也是個選擇

而如果你認為退休金需要自己準備
那麼即使只按月支出2萬估計，至少也要額外存六百萬

先談談你有哪些近期、中期、遠期目標
再來進一步分析你的財務狀況能否達成這些目標吧

--
You got to know when to hold 'em, know when to fold 'em, Know when to walk away and know when to run.
You never count your money when you're sittin' at the table. There'll be time enough for countin' when the dealin's done.

'Cause ev'ry hand's a winner and ev'ry hand's a loser, And the best that you can hope for is to die in your sleep."
now Ev'ry gambler knows that the secret to survivin' Is knowin' what to throw away and knowing what to keep.

--