24歲女理財規劃 - 理財
By Erin
at 2012-12-24T18:06
at 2012-12-24T18:06
Table of Contents
24歲 女
每月收入:34K
每月支出:房租+水電:8000
孝親:7000
學貸:3200(最低繳費額)
食:4000
交通:800
手機:700
日用雜支:800
負債:學貸尚餘19W
定存:10W
活儲:4W
平常有看一點理財文章和理財書,
曉得許多建議都還是先理債再理財會比較好;
但工作兩年了,家裡的經濟狀況也一直不好,
平常也盡量節省開支,
但不曉得該怎麼樣才能把錢變得更大,
好把學貸還完、也讓家裡負擔輕鬆一點。
我想我是屬於保守型的投資人,
目前只有用笨方法存錢再拿去定存;
有考慮過黃金存摺,但感覺現在入場都太晚了,
雖然想過買一張穩健型股票(中華電或中鋼之類的,但現在貌似也景氣不太好)
但口袋超淺、也不夠了解就完全不敢碰;
希望可以得到一些建議,非常感謝!
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