1歲女 理財規劃 - 理財
By Thomas
at 2023-01-25T00:55
at 2023-01-25T00:55
Table of Contents
剛好看到有位姐姐的分享 我也來試著聊聊我的財務狀況與規劃
年 齡: 1Y2M
月收入: 5000 (被爸媽全額徵收)
我用的很多東西都是爸爸跟鄉民叔叔阿姨們買
從提籃到汽座 從推車到滑步車
還有許多恩典牌的圖卡、衣服、玩具...
去年我算是乖巧不太搗蛋 有些東西保存良好
還能繼續賣給下一位 尿布牆似乎也撐蠻久的
主要開銷大概就是配方奶跟媽媽偶爾買給我
穿搭的衣服吧
人生的第一年似乎比較特殊
可能因為太嫩太菜太可愛
收到來自各方長輩的厚愛 戶頭有了一小筆資金
前年股市大好 小孩存股正夯 韭菜要從小當起
幸好爸媽花很多時間照顧我陪我玩
拖了很久才完成開戶
從去年夏天之後才開始進場
本來爸爸希望幫我們買VT投資全世界
但媽媽覺得太麻煩
後來爸爸把我的投資組合調整成台灣的形狀
用006208搭配0051買下台灣
以我的年紀似乎應該開啟生命週期投資法
就算不開槓桿也該 100% all in 股市
但想到跟我同年的剩不到14萬人
只投資台灣就是長期落入 home bias 的風險
是不是該及早投資全世界呢?
爸爸對工作似乎不太有熱忱
如果他太早啟動4%提領大法
那我就只能靠這個戶頭了QQ
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All Comments
By Susan
at 2023-01-25T22:35
at 2023-01-25T22:35
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at 2023-01-30T10:54
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