12歲小孩的防疫險? - 保險

By Ophelia
at 2022-01-28T12:34
at 2022-01-28T12:34
Table of Contents
因為小孩未能施打疫苗
染疫風險高於大人
所以保險公司針對小孩的保費都比大人高許多
但畢竟是一家人
大人染疫,小孩勢必染疫
小孩染疫,大人沒染疫也一定被隔離
在這邏輯下
大人買兩張防疫險還比大人+小孩各買一張好
新安東京海上的666+中信的345
保費總額約莫1000元
大人染疫共理賠10萬
大人被隔離理賠6萬
若覺得不夠還可考慮兆豐
主要是加強被隔離的風險
被隔離的機率>染疫
也是因為這樣所以新安東京海上的防疫險最推薦
提供參考
備註:
兆豐的防疫險是672元,確診5萬隔離2.5萬
-----
Sent from JPTT on my Samsung SM-G975F.
--
染疫風險高於大人
所以保險公司針對小孩的保費都比大人高許多
但畢竟是一家人
大人染疫,小孩勢必染疫
小孩染疫,大人沒染疫也一定被隔離
在這邏輯下
大人買兩張防疫險還比大人+小孩各買一張好
新安東京海上的666+中信的345
保費總額約莫1000元
大人染疫共理賠10萬
大人被隔離理賠6萬
若覺得不夠還可考慮兆豐
主要是加強被隔離的風險
被隔離的機率>染疫
也是因為這樣所以新安東京海上的防疫險最推薦
提供參考
備註:
兆豐的防疫險是672元,確診5萬隔離2.5萬
-----
Sent from JPTT on my Samsung SM-G975F.
--
Tags:
保險
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