0歲男 新生兒保單規劃 - 保險

By Charlie
at 2021-11-23T14:00
at 2021-11-23T14:00
Table of Contents
一、性別:男
二、年齡:0
三、職業/工作內容:吃喝拉撒玩哭
四、保障需求:實支/醫療險/癌症險
五、保費預算:2萬
六、健康告知:無特殊狀況
七、常用交通工具:汽車、推車
八、預計規劃:實支/醫療險/重大傷病/癌症險/意外(重燒燙傷)
九、現有保險:無
十、目前草案:https://finfo.tw/assortments/d88fb74bc29bc611
1.寶寶預計明年一月出生,有參考版上罐頭保單,自己又稍微增加修改,有
點超預算想把預算儘量壓在2萬左右,可是有選擇障礙,
所以想請各位大大指點迷津,目前選了全球+新安東京+中壽+台壽,
不知道要刪減哪個部份來降預算,還有一個問題,如果同時保了這四家
,不知道其他三家是否能副本能理賠(台壽在finfo的保單敘述中有說可副本理賠)_
,還是都必須要正本,感謝解惑,謝謝
2.主要是想在醫療險和防癌險的占比中取得一個平衡。
--
二、年齡:0
三、職業/工作內容:吃喝拉撒玩哭
四、保障需求:實支/醫療險/癌症險
五、保費預算:2萬
六、健康告知:無特殊狀況
七、常用交通工具:汽車、推車
八、預計規劃:實支/醫療險/重大傷病/癌症險/意外(重燒燙傷)
九、現有保險:無
十、目前草案:https://finfo.tw/assortments/d88fb74bc29bc611
1.寶寶預計明年一月出生,有參考版上罐頭保單,自己又稍微增加修改,有
點超預算想把預算儘量壓在2萬左右,可是有選擇障礙,
所以想請各位大大指點迷津,目前選了全球+新安東京+中壽+台壽,
不知道要刪減哪個部份來降預算,還有一個問題,如果同時保了這四家
,不知道其他三家是否能副本能理賠(台壽在finfo的保單敘述中有說可副本理賠)_
,還是都必須要正本,感謝解惑,謝謝
2.主要是想在醫療險和防癌險的占比中取得一個平衡。
--
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