0歲女 罐頭保單規劃 - 保險

By Rosalind
at 2018-09-25T22:51
at 2018-09-25T22:51
Table of Contents
一、性別:女
二、年齡:0歲
三、職業/工作內容:吃飯.睡覺.講童話
四、保障需求:
五、保費預算:15000以下/年
六、健康狀況 :目前都正常
七、常用交通工具:汽車 汽座
八、預計規劃:抓著保險是分攤自己沒法承擔的風險來規劃 ,所以實支實付就沒按照地
區醫院單人房價格去規劃 ,主要著重在殘廢(扶)/癌症的方面
九、現有保險:無
十、自己規劃的保單:
http://finfo.tw/assort/20149c95cbb9c0d6
*首年會再加保遠雄XCD 五或六單位
*保單內的RHD,RHA,XHG,YRDR總計1270元 ,那跟快樂童年計劃B保費(1250元)差不多 ,
該按原規劃還是替換成快樂童年 或是 和泰產物的意錠保 或者有更好的規劃方式 ?
*這個保單對於防癌險是否足夠 ,是否需加上新安東京 .真安心癌 計劃C(157元) 或是
有其他更好的規劃 ?
請各位大大給個建議 ,
順便檢視保單是否還有不足或需替換商品的 ,謝謝各位。
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