0歲女 新生兒保單規劃 - 保險
By Lauren
at 2021-03-15T16:51
at 2021-03-15T16:51
Table of Contents
一、性別:女
二、年齡:0歲
三、職業/工作內容:喝奶睡覺玩玩具討抱抱
四、保障需求:醫療險/意外險/失能險/癌症險/重大傷病險/壽險
五、保費預算:$15000
六、健康告知:
(1) 最近2個月內是否曾因受傷或生病接受醫師治療、診療或用藥? 否
(2) 過去2年內是否曾因接受健康檢查有異常情形而被建議接受其他檢查或治療?否
(3) 過去5年內是否曾因受傷或生病住院治療7日以上?否
(4) 是否已確知懷孕?如是,已經幾週?(女性回答)
(5) 過去5年內是否曾因患有下列疾病而接受醫師治療、診療或用藥?否
(心血管疾病/腦血管疾病/肺部疾病/肝臟疾病/腎臟疾病/甲狀腺疾病/精神疾病)
(6) 過去1年內是否曾因患有下列疾病,而接受醫師治療、診療或用藥?否
(胃部疾病/肝臟疾病/呼吸器官疾病/眼疾/婦女病)
(7) 目前身體機能是否有失明、聾啞及言語、咀嚼、四肢機能障害?否
(8)(成人)BMI 是否不在下列範圍:BMI=16.5~28
(兒童)生長曲線百分位 是否不在下列範圍:3%以上 否
七、常用交通工具:汽車
八、預計規劃:
https://i.imgur.com/6yi3RXE.jpg
1. 有參考版上罐頭保單與詢問保險經紀建議
2. 預定6歲以後加保RJ1康富(保經說6歲才能保)
3. 暫不考慮終身型醫療險
再請教版上專家給建議囉~ 感謝( >д<)
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