※ 引述《GenghisKhan (館長用朕名號 請付費)》之銘言：
: ※ 引述《pkuguy (可愛的小熊)》之銘言：
: : 【防洗錢大戰】民眾匯款手續費變貴了 6月起漲逾3成
: : 金融業防洗錢成本大增，銀行開始調漲民眾手續費，又以外幣匯款、外幣兌換等項目，6
: : 月中旬起率先喊漲，漲幅超過3成。
: 台灣離真正的防制洗錢還早的很呢.
: 洗錢的真正源頭----在現金.
: 若以歐洲多國為例, 大額現金提款一律都要預約, 最快都要次日可取,
: 慢的幾乎都要等好幾天, 而且都要經過嚴重的 KYC.
: 因為在現代社會, 正當生意, 不逃稅的生意, 根本沒有必要使用大額的現金.
: 商業大額資金往來都是用匯款及支票為主.
: 那天台灣政府願意用歐洲級的水準去要求銀行, 再說反洗錢也不遲.
今天收到號稱對現金非常友善的Wells Fargo寄來的email
準備收緊非本人現金存入(近似台灣的無摺存款)
Changes to Wells Fargo policy for cash deposits
Cash deposits will be limited to account owners or authorized signers
What is happening
To help reduce criminal activity and protect your account, we'll be making
changes to our policy for cash deposits made at Wells Fargo branches.
Once our policy takes effect in a few weeks, we'll only accept cash deposits
into your Wells Fargo Consumer checking or savings accounts if it is coming
from an account owner or authorized signer.
What you should know
If a non-account owner needs to deposit money into your account, they can
deposit a check, cashier's check or money order, or use a person-to-person
payment service like Zelle.
All customers will need to provide identification to make cash deposits.
Wells Fargo ATM or debit card holders may use their card and their Personal
Identification Number (PIN) to confirm their identity when making deposits.
Customers who do not have a Wells Fargo ATM or debit card may present a valid
driver's license, state or federal government-issued ID card, passport, or
other similar picture ID.
Questions?
If you have questions, please ask a banker in your branch, or call us at
1-800-869-3557, 24 hours a day, 7 days a week.
Thank you for choosing Wells Fargo.
Wells Fargo Deposit Products Group
簡譯:
1.未來現金存款限定存戶或授權人(這個是要事先約定的)
2.非本人只能存支票/銀行擔保支票/匯票..或使用P2P(Zelle)
3.現金存款必須使用金融卡或呆逼卡..沒有帶就要出示身分證件
----
現金存入/取款本來就是洗錢的重要管道
很多國家都抓的很緊
大額或頻繁現金進出都會被立旗
關戶或凍結戶頭通報洗錢防制司法機關的就馬上報
美國現在越收越緊
有些較敏感的銀行會通東問西懷疑你甚至不給存現金
大通別說現金存入被殺..連匯個幾萬都有可能被殺..不接受解釋..不接受投訴
更別提對岸本來就管的很嚴
台灣現在無摺存款/現金進出太方便太氾濫
只要洗錢防制沒通過
肯定會走到限制現金隨意進出帳戶這一步
到時候應該很多人會到痢法院門口OOXX說活不下去之類的
不知道玉山哪時候會抄走這一招@@
--
: ※ 引述《pkuguy (可愛的小熊)》之銘言：
: : 【防洗錢大戰】民眾匯款手續費變貴了 6月起漲逾3成
: : 金融業防洗錢成本大增，銀行開始調漲民眾手續費，又以外幣匯款、外幣兌換等項目，6
: : 月中旬起率先喊漲，漲幅超過3成。
: 台灣離真正的防制洗錢還早的很呢.
: 洗錢的真正源頭----在現金.
: 若以歐洲多國為例, 大額現金提款一律都要預約, 最快都要次日可取,
: 慢的幾乎都要等好幾天, 而且都要經過嚴重的 KYC.
: 因為在現代社會, 正當生意, 不逃稅的生意, 根本沒有必要使用大額的現金.
: 商業大額資金往來都是用匯款及支票為主.
: 那天台灣政府願意用歐洲級的水準去要求銀行, 再說反洗錢也不遲.
今天收到號稱對現金非常友善的Wells Fargo寄來的email
準備收緊非本人現金存入(近似台灣的無摺存款)
Changes to Wells Fargo policy for cash deposits
Cash deposits will be limited to account owners or authorized signers
What is happening
To help reduce criminal activity and protect your account, we'll be making
changes to our policy for cash deposits made at Wells Fargo branches.
Once our policy takes effect in a few weeks, we'll only accept cash deposits
into your Wells Fargo Consumer checking or savings accounts if it is coming
from an account owner or authorized signer.
What you should know
If a non-account owner needs to deposit money into your account, they can
deposit a check, cashier's check or money order, or use a person-to-person
payment service like Zelle.
All customers will need to provide identification to make cash deposits.
Wells Fargo ATM or debit card holders may use their card and their Personal
Identification Number (PIN) to confirm their identity when making deposits.
Customers who do not have a Wells Fargo ATM or debit card may present a valid
driver's license, state or federal government-issued ID card, passport, or
other similar picture ID.
Questions?
If you have questions, please ask a banker in your branch, or call us at
1-800-869-3557, 24 hours a day, 7 days a week.
Thank you for choosing Wells Fargo.
Wells Fargo Deposit Products Group
簡譯:
1.未來現金存款限定存戶或授權人(這個是要事先約定的)
2.非本人只能存支票/銀行擔保支票/匯票..或使用P2P(Zelle)
3.現金存款必須使用金融卡或呆逼卡..沒有帶就要出示身分證件
----
現金存入/取款本來就是洗錢的重要管道
很多國家都抓的很緊
大額或頻繁現金進出都會被立旗
關戶或凍結戶頭通報洗錢防制司法機關的就馬上報
美國現在越收越緊
有些較敏感的銀行會通東問西懷疑你甚至不給存現金
大通別說現金存入被殺..連匯個幾萬都有可能被殺..不接受解釋..不接受投訴
更別提對岸本來就管的很嚴
台灣現在無摺存款/現金進出太方便太氾濫
只要洗錢防制沒通過
肯定會走到限制現金隨意進出帳戶這一步
到時候應該很多人會到痢法院門口OOXX說活不下去之類的
不知道玉山哪時候會抄走這一招@@
--
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